Empower 5.72.0.524 for Android

Empower Description: Get paid to bank! Earn 2.15% - 4.30% on savings and up to 2% cashback on debit. No fees or minimums. Join nearly half a million who are getting rewarded & building savings.
Why not get rewarded for banking? Earn money on both your checking and savings account, regardless of your balances. Get a 24/7 Financial Assistant. And never pay any fees, ever again.

Featured by Apple as “New Apps We Love”, The New York Times, Time, and Forbes, Empower’s no-fee mobile banking is easy to use and unmatched in its rewards. Accounts are FDIC-insured up to $250,000.

It takes only 3 minutes to sign up for Empower banking. You get:
* Checking account with up to 2% cashback on debit
* Savings account earning 2.15% - 4.30%
* A 24/7 AI-powered Financial Assistant
* Instant push notifications for all debit card transactions
* Seamless budgeting
* Get 30 days of Rewards Boost for referring friends. Get an extra 1% cashback on debit and an additional 2.15% per annum on your savings on top of the standard 2.15% APY! Talk about unmatched rewards!
* No fees
* No overdrafts
* No foreign transaction fees
* No minimum balance requirements
* FDIC insured up to $250,000
* Network of 25,000+ free ATMs
* One free out-of-network ATM reimbursement per month, anywhere in the world!
* Protection from unauthorized purchases through Visa's Zero Liability Policy

IN ADDITION, GET EMPOWER'S 24/7 FINANCIAL ASSISTANT FEATURES:
* See all of your accounts in one place—including bank, credit card, loan, retirement, and crypto
* Protect and improve your credit scores by monitoring your credit utilization
* Track your spending and get insights into where it’s going
* Create budgets, including being notified when you’ve spent too much on coffees this month
* Save money by cancelling subscriptions or asking us to negotiate cell phone/Internet/cable/home security bills
* Refinance your debt by accessing low-interest loans, even without a great credit score
* Check your balances and transactions on your phone—anytime, from anywhere
* Have a pair of eyes on your money 24/7, alerting you of anything unusual
* Chat with a personal finance coach about your money questions

EMPOWER’S STATE-OF-THE-ART SECURITY FEATURES INCLUDE:
* Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account.
* Your personal information is fully encrypted using SSL.

HERE’S WHAT OTHERS HAVE TO SAY:
* Forbes: “The app will let you renegotiate big bills you didn't even realize you could reduce.”
* Time: “Get some help cleaning up with Empower, a new money management app designed to help you make sense of your financial life.”
* The New York Times: “Empower focused on “finding” people savings by analyzing their accounts and suggesting higher-interest savings, lower-interest cards, and subscription cancellations.”

The Empower savings and checking accounts are opened and maintained with, and the Empower debit card is issued by, Evolve Bank & Trust, member FDIC.

4.30% per annum = 2.15% APY + 2.15% per annum Boost for one month per referral. No fees, No minimum balance. 2.15% Annual Percentage Yield (APY) may change at any time. APY as of Feb 6th, 2019.

Earn 1% cashback on the first $1,000 each month. Earn an additional 1% cashback on the first $1,000 for each referral period.